Boost Your Tax Business with Bank Products

Yes — you’ll need an active EFIN to offer bank products. If you’re still in the process of getting one, SwiftFP can guide you through every step so you’re ready to go before tax season.

We support industry-leading refund transfer solutions that let your clients pay your prep fees right out of their tax refund. That means no more chasing payments. You’ll also be able to offer taxpayer advances, printed checks, and even prepaid card options — the same kind of services national chains use to attract and keep clients.

In most cases, clients receive their refund within 21 days or less, depending on IRS processing times and the refund option they choose. With refund advances, many of your clients can access money much sooner, which gives you a major edge during tax season.

No hidden surprises. Our bank product partnerships are designed to keep things simple and transparent. Clients only pay standard bank product fees, and your prep fees are collected automatically from their refund — no upfront cost to them, and no collections hassle for you.

No problem. Clients without a checking account can still receive their refund by printed check or prepaid card. This flexibility ensures you can serve a wider range of clients while removing common barriers that keep people from getting professional tax help.

Bank products don’t just make life easier — they make your business more competitive. By offering options like advances and no-upfront-cost filing, you’ll attract more clients, reduce no-shows, and create a smoother experience. Simply put: more satisfied clients, more referrals, and more revenue for your office.