Prepare the Return
Complete the taxpayer’s return in SFP Works and confirm the available bank-product options.
Turn Bank Products Into a Growth Tool for Your Tax Office
Attract more clients, remove upfront payment barriers, strengthen loyalty, and access tools that can help your tax office grow before, during, and after tax season.
Attract More Clients
Get Paid from Refunds
Access Seasonal Capital
Promote Your Offerings
What happens when your office does not offer bank products?
Stop Losing Clients and Cash Flow to Avoidable Barriers
Taxpayers may want your service but still hesitate when preparation fees are due upfront. Without competitive financial products, your office can also miss valuable marketing opportunities and seasonal funding.
Clients walk away over upfront feesPay-by-refund options can remove a major purchasing barrier.
You spend time chasing paymentsApproved fees can be collected through the refund-transfer process.
National chains advertise options you do notAdvance and seasonal offers can help your independent office compete.
Preseason expenses strain your cash flowQualified office-funding programs may help with software, staffing, and marketing.
How Bank Products Work
A straightforward process for your office and your clients.
Select the Option
Choose the appropriate refund-transfer or advance option, then review the required disclosures with the taxpayer.
E-file Normally
Transmit the return. Approved fees are deducted from the refund, and the remaining funds are delivered using the selected method.
More value for your clients. More opportunity for your office.
Give Taxpayers More Reasons to Choose You
Bank products help your office compete with larger tax chains by giving eligible clients flexible ways to pay, earlier access to funds when approved, and convenient refund delivery options.
- Serve clients who cannot pay preparation fees upfront
- Create a stronger, more convenient client experience
- Promote high-interest seasonal offers that drive appointments
- Receive SwiftFP guidance during enrollment and tax season
Offerings That Help You Compete and Grow
Use bank products as more than a payment option. Build promotions around services that attract clients, improve cash flow, and keep your office competitive.
Refund Transfers
Give eligible clients an easy pay-by-refund option, allowing approved tax-preparation fees to be deducted from the refund instead of paid upfront.
Advantage: Reduce payment friction and serve more clients.
Taxpayer Advance Loans
Qualified clients may have access to advance options from $250 up to $7,500, depending on the participating provider, product, underwriting, and expected refund.
Advantage: Compete for clients who value earlier access to funds.
Tax Office Loans
Qualified tax professionals may be able to access preseason funding, software-purchase assistance, or in-season fee advances through participating providers.
Advantage: Invest in software, staffing, marketing, and office readiness.
December Loyalty Programs
Available loyalty programs may let offices offer qualifying returning clients up to $500 in holiday funds before filing season.
Advantage: Reward loyal clients and encourage early appointments.
Flexible Refund Delivery
Available disbursement methods may include direct deposit, prepaid cards, or printed checks, depending on the provider and product selected.
Advantage: Give clients convenient ways to receive their money.
Marketing Materials
Promote refund advances, pay-by-refund options, seasonal offers, and other available programs using ready-to-use marketing resources.
Advantage: Turn bank products into campaigns that generate leads and appointments.
December loyalty opportunity
Put Client Loyalty in Your Control
Promote available holiday-funding programs to reward returning clients, attract early-season appointments, and stay connected before tax filing begins.
Built to Support Your Tax Office
Give clients more flexibility while keeping your workflow efficient and supported.
Simplify Fee Collection
Give eligible clients the option to pay preparation fees from their refund instead of paying upfront.
Keep the Workflow Together
Manage the bank-product selection within SFP Works, reducing extra steps during preparation and e-filing.
Serve More Clients
Offer flexible payment and disbursement options that can help your office meet more taxpayers where they are.
Get Responsive Support
SwiftFP helps your team with setup, enrollment guidance, software questions, and bank-product support.
A More Convenient Refund Experience
Offer eligible taxpayers clear payment and disbursement choices without adding unnecessary complexity to your process.
No Upfront Preparation Fee
Eligible taxpayers may pay tax-preparation fees from their refund, subject to product terms and approval.
Faster-Funding Options
Some taxpayers may qualify for advance products offered by participating financial institutions.
Flexible Disbursement
Depending on availability, refunds may be delivered through approved options such as direct deposit or other bank-provided methods.
Clear, Secure Processing
Required disclosures, identity checks, and established bank processes support a more secure refund experience.
Bank products and refund advances are offered by participating financial institutions. Eligibility, approval, fees, amounts, and funding times vary by product and bank.
More Than Software, Real Support When You Need It
SwiftFP has supported tax professionals for more than ten years through reliable software, onboarding, bank-product assistance, and responsive customer support.
Bank Product Frequently Asked Questions
What is a bank product?
A bank product allows an eligible taxpayer to pay tax-preparation and related authorized fees from the federal refund instead of paying the preparer upfront. Available products, fees, and timing vary by participating bank.
Does every taxpayer qualify for a refund advance?
No. Refund advances are separate credit products offered by participating financial institutions. Approval, amount, timing, and terms are determined by the bank, not SwiftFP or the tax preparer.
How do I enroll?
Bank enrollment is completed for each tax office or EFIN as required. SwiftFP can guide you through selecting an available partner and completing the enrollment process.
What can I promote to attract clients?
Depending on the programs available to your office, you may promote pay-by-refund options, taxpayer advance loans, flexible disbursement methods, and seasonal loyalty offers. All advertising must use the current provider-approved terms and disclosures.
Does SwiftFP provide marketing help?
SwiftFP can help your office access available provider marketing resources and explain which offerings are available through your selected bank-product program.
Can I use bank products inside SFP Works?
Yes. Available bank-product options are integrated into the SFP Works preparation workflow so you can prepare, review, and transmit the return through one system.
Ready to Add Bank Products to Your Tax Office?
Start your enrollment or choose SFP Works to bring tax preparation, bank-product options, and SwiftFP support together.
About Company
SwiftFP has provided innovative tax software solutions and services to tax professionals across the country for over ten years. We are a customer focused company with long-term strategic partnerships with industry-leading transmitters, financial product processors and other tax industry-related products.
Managed by MK Management Group
Contact Us
Columbus, OH 43206
Email: sales@swiftfp.com
Phone: (888) 550-6119
Fax: (614) 500-4387
Quick Links
Subscribe
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About Company
Swift FP has provided innovative tax software solutions and services to tax professionals across the country. We are a customer focused company with long term strategic partnerships with industry leading transmitters, bank product processors and other tax related financial products.
Managed by MK Management Group
Contact Us
Columbus, OH 43206
Email: sales@swiftfp.com
Phone: (888) 550-6119
Fax: (614) 500-4387
Quick Links
Subscribe
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